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Car rental companies

5.1 - Excess refund
Accident, theft, fire, broken glass

In case of accident, theft, fire or broken glass : excess refund . The amount is the one stated on particular terms of the policyholder’s car insurance contract.

5.2 - Operating loss indemnity
Accident, theft, fire, broken glass

In case of the immobilisation of the vehicle following theft, fire or accident : payment of a daily indemnity covering the lack of revenues of the client for the immobilisation period.

... but also, as examples, for other business sectors ...

Highways - Refund of the highway badge deposit
Theft, attempted theft, intrusion

In case of theft of the highway badge along with the vehicle: refund of the deposit.

Brokers or general agents - Insurance premiums exoneration following a loss of income
Loss of income

In case of redundancy, long duration disease, or bankruptcy/insolvency : the car, motorcycle, house or health insurance contract premium due by the policyholder is paid for 12 months to the insurer.