Avantages affinity insurance contracts


Wholesale brokers

1.1 - Excess refund
Accident, theft, fire, broken glass

In case of accident, theft, fire or broken glass : excess refund . The amount is the one stated on particular terms of the policyholder’s car insurance contract.

1.2 - Payment of a compensation indemnity
Total loss of a vehicle

In case of total loss of the vehicle following a theft, fire or accident with an identified third party : payment of an indemnity from 500 to 1.000 euros.

1.3 - Loyalty premium
Total loss of a vehicle

In case of total loss of the vehicle following a theft, fire or faultless accident with an identified third party: payment of a loyalty bonus (from 200 to 600 euros) if the policyholder subscribes for the new vehicle with the same insurer.

1.4 - Refund of dilapidation on pieces
Accident

In case of a faultless accident with an identified third party: refund of the dilapidation amount determined by the insurance company expert during the replacement of damaged car accessories (limited list of warranted pieces: tyre, radiator, shock absorber, battery and silencer).

1.5 - Payment of a daily indemnity
Cessation of work

In the event that the driver must take sick leave after a car accident: payment of a daily indemnity up to a maximum of 3 days. This allowance compensates loss of earnings (the non-taken in charge of the salary by the social services) during the first 3 days of the sick leave period.

1.6 - Refund of a MOT test
Accident

In case of a faultless accident with an identified third party: an MOT test is refunded following mechanical reparations done on the damaged car. This vehicle inspection allows the insured to be certain his vehicle had been well repaired.

1.7 - Insurance premiums exoneration following a loss of income
Loss of income

In case of redundancy, long duration disease, or bankruptcy/insolvency : the car, motorcycle, house or health insurance contract premium due by the policyholder is paid for 12 months to the insurer.

1.8 - Refund of costs consecutive to a natural disaster
Natural disaster

In case of material damages consecutive to a natural disaster: reimbursement of the costs linked to immaterial damages, such as hotel, housekeeping, courtesy car, babysitting, loss of income etc.

1.9 - Financial support following a loss of income
Loss of income

In case of redundancy, long duration disease, or bankruptcy/insolvency : the electricity bills due by the policyholder are paid for 12 months, with a cap from 500 to 1.000 euros.

1.10 - Loyalty bonus following a change of residence
Change of residence

In case of a change of residence (over 50 km) : refund of electric installation costs and up to 3 months of electricity bills if the policyholder takes a new house insurance contract with the same insurer.

1.11 - Refund of sports or cultural yearly subscriptions
Change of residence

In case of a change of residence (over 50 km) : prorata-temporis refund of annual subscription fees linked to sports and/or cultural activities.

1.12 - Loyalty bonus
Accident, theft, fire

In case of total loss of the vehicle following a theft, fire or faultless accident with an identified third party : payment of a loyalty bonus (from 200 to 600 euros) if the policyholder subscribes for the new vehicle with the same insurer.