4.1 - Excess refund
Accident, theft, fire, broken glass
In case of accident, theft, fire or broken glass : excess refund . The amount is the one stated on particular terms of the policyholder’s car insurance contract.
In case of redundancy, long duration disease, or bankruptcy/insolvency: refund of maintenance expenses for 12 months
In case of total loss of the vehicle following a theft, fire or faultless accident with an identified third party : payment of a loyalty bonus (from 200 to 1.000 euros) if the policyholder purchases a new vehicle at the same dealer or subscribes a new credit at the same automotive finance company, etc.
In case of total loss of the vehicle following a theft, fire or accident: refund of interests and administrative costs of the car financing scheme.
In the event that the driver must take sick leave after a car accident: payment of a daily indemnity up to a maximum of 3 days. This allowance compensates loss of earnings (the non-taken in charge of the salary by the social services) during the first 3 days of the sick leave period.
In case of total loss of the vehicle following a theft, fire or faultless accident with an identified third party : refund of maintenance and accessories expenses spent in the same car dealer network for the last 12 months.
In case of a new birth : payment to parents and/or grand parents of a loyalty bonus from 500 to 1.000 euros under a loyalty condition (purchase of a larger vehicle at the same car dealer, new credit, etc.
Or